Diaz & Associates
Loan Modification


The law firm of Diaz & Associates P. A. has been assisting concerned homeowners in the Bronx, Manhattan, Queens, Brooklyn, Staten Island and nearby counties in their efforts to obtain new loan modifications.



Prior to deciding what New York Foreclosure Defense tactic to employ, you should acquire at least a basic understanding of New York Foreclosure Laws. The goal of your defense is to either stall or stop the foreclosure in its entirety.



Because the Bankruptcy Code combines both federal and state laws, it can be very complicated. It is advisable that you contact a New York Chapter 7 Bankruptcy Lawyer who will more fully explain and elaborate on any bankruptcy issues.


Debt Settlement


Dealing, on your own, with debt collectors or collections agencies can be both frustrating and aggravating. We are here and ready to help. We can provide legal representation and advise on any Debt Settlement matters you may have.



Diaz & Associates, P. A. offers immigration services including asylum, deportation, immigrant and non-immigrant visas, and green card applications. In addition we can aid with obtaining student visas, work-related visas and business visas.

Contact Diaz & Associates, P. A.


305 Broadway
7th Floor
NYC, NY 10007
(877) 404-6487 Toll Free

A New York Loan Modification Lawyer Can Answer All Your Questions Concerning Financial Difficulties And Could Possible Help You Avoid Foreclosure

loan Modification Video


Are you facing a financial dilemma and now are overwhelmed with your monthly mortgage payments? The New York Loan Modification Attorney, Diaz & Associates P. A. can give you the necessary help. Regardless of where you live; the Bronx, Manhattan, Brooklyn, Staten Island, Queens, or in any surrounding area, Diaz & Associates P. A. is only a phone call or internet click away. We will labor diligently in order to attain the best possible conditions for your Loan Modification.

Lenders would usually rather not foreclose on homes. In most cases they will actually lose money. In a depressed housing market, auctioned houses often get a great deal less than the mortgage balance. Adding the cost of auctioning and the maintenance and interim property taxes that have to be paid, the lending institution's losses can become staggering. Your bank can significantly minimize its losses by agreeing to modify the terms and conditions of your existing mortgage, all of which provides you the relief you require.

Diaz & Associates P. A., your NY Loan Modification Lawyer, located in Times Square, will help you persuade your bank to adjust a variety of facets of your loan. Aspects of your loan modifications can include a lessening of the interest rate, an extension of the time period and in some situations, reducing the principal owed is also possible. Occasionally more than one condition of your agreement can be renegotiated. Our objective is to have your loan payment decreased to an amount that you can afford without undue hardship. An effective and positive negotiation will allow you and your family to stay in your home.

The loan modification process can be very intimidating to anyone who doesn't have any prior experience. While any person, by themselves, can start a loan modification. Those who not have adequate experience or deficient in negotiation skills, are at risk of failing, or may not get the most favorable terms. Your New York Loan Modification Lawyer, Diaz & Associates P. A., will work hard to get you the best possible terms that will allow you to keep your home.

If you live in the Bronx, Manhattan, Brooklyn, Staten Island, Queens, or in any of the adjoining counties and you are having mortgage difficulties, Diaz and Associates, P. A. is here to assist. We assure you that we will work conscientiously and meticulously on your behalf, to arrive at a loan modification that will save your home by avoiding foreclosure.


Making Home Affordable Program

The Making Home Affordable Program is a critical part of the federal government's strategy to help distressed homeowners from having their homes foreclosed. This program is helping to stabilize our country's housing market and helping to improve our overall economy. Property owners, who are eligible, can reduce their monthly payments. The program provides for ways for those of us who are struggling to make their monthly payments, and to keep their homes out of foreclosure. The program also includes provisions for those who are unemployed and for those who own homes which have a presently depressed value that is less than the principal owed.

If you have any questions concerning loan modifications in general or about this program please contact Diaz & Associates P. A. We would be pleased to help you avoid a foreclosure.



Diaz & Associates P. A.
305 Broadway
7th Floor
NYC, NY 10007
Call Toll Free:
(877) 404-6487







We also have a New Jersey Loan Modification Attorney available in our Mt. Laurel office for New Jersey residents, and a Miami Loan Modification Attorney for our South Florida residents.